Guest Post by Kristin Louis Recessions are a scary time for everyone. Job losses increase, businesses suffer, and the economy slows down. While no one can truly predict when a recession will occur, it’s important to financially prepare in case one does happen. Additionally, keeping a positive attitude and focusing on the long term can help individuals weather the ups…
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Guest Post by Kristin Louis Purchasing a home together with your partner is a major commitment. If you are buying a house in 6-12 months, then debt management is essential for couples. You need to be or get on the same page with everything, from the financials to the homeownership (equity) share and everything in between. When you’re planning to…
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Budgeting with Your Spouse Are you frustrated trying to figure out how to budget better with your spouse? If so, I’m going to give you 7 strategies to help you budget better with your spouse. Creating a financial roadmap for your own life is, by all means, no simple task. It takes discipline and sometimes lots of sacrifices. When you…
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Money fights and money problems are one of the leading causes of divorce. If you and your spouse are not on the same page financially, then this can certainly have damaging effects on your marriage. If you are aware that money frustration is one of the main issues that destroy marriages, then it just might make sense to begin strengthening…
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Should Married Couples Share Finances? Since I’ve gotten this question a few times recently, I thought it would be a great idea to discuss my thoughts on why married couples should share finances. There are varying views on the topic, but you have to decide what works best for you and your family. I did some research and discovered that…
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WHAT IS FINANCIAL FREEDOM? Happy National Financial Freedom Day! If you have never heard of it, it’s a day in which we get to celebrate either reaching our financial goals or the ways in which we will reach these goals. And it typically happens on July 1st of each year. So, in honor of this very special day, I want…
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By Guest We all know that getting our personal finances on track is a challenge. I’m always comparing financial wellness to exercise and in this case, starting your financial journey is not unlike deciding to run your first marathon. You know it will be a challenge, you know you’ll probably want to give up at least once, and you know…
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Preparing for marriage can be one of the most exciting times of a couple’s life. While preparing to join together as one, couples might also be discussing all of the things needed for their new lives together. Despite all of these conversations, the one topic of discussion that is usually left out is life insurance. Sometimes, it’s just plain oversight,…
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By Guest The current pandemic has wreaked havoc in more ways than one. While these last 5 to 6 months have given couples more quality time to spend together, they have also been tough mentally, spiritually, and financially on these very same couples. That’s why it’s important that you learn these 7 money moves couples can make to survive seasons of…
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Tired of old scammy work from home, remote jobs, and side hustles? Then you need to keep reading these 12 Pandemic Proof Side Hustles.
Gratitude is the process of reflecting on and appreciating all of the things in which we are grateful, including money. How we feel about money, often called our money mindsets, shapes the way we handle our personal finances. As we become more intentional about showing gratitude in our lives, over time we will also begin to see a shift in…
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By adjusting your mindset, evaluating your numbers, earning more income, and paying more than the minimum payments, you will be well on your way to paying off your student loans quickly.
Marriage is very rewarding, but it does require lots of work. Then adding money to the mix creates a different level of complexity. So, in order to navigate the union of marriage and money, I’ve compiled a list of 25 money management tips for newly married couples that I’ve learned over the past 13 years of marriage. Today, as I…
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No one can deny that we are living in unprecedented times! With thousands of job losses and people leaving this earth every hour, it should be no surprise that many are suffering both mentally and financially. This pandemic has touched us all in some shape, form, or fashion. If you are fortunate enough to still be working and receiving full…
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There are so many areas of our finances in which we can improve. However; without proper research or guidance, it’s hard to determine which areas will have the greatest impact and which ones we should focus on first. Hence the reason why I created the 30 Day Money Challenge, which will show you how to declutter your finances in 30…
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As a young wife, married for 14 years at the time of this post, I wanted to share a few money lessons that my husband and I have learned over the years either from trial and error or from more seasoned married couples. In this post, I will be discussing the top 10 lessons on money and marriage from couples…
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I’ve seen several instances in which budgeting has been recommended as the starting point when it comes to organizing finances. However; there is a critical step that needs to happen even before you start analyzing income and expenses. You must change your mindset! You can create all the budget spreadsheets in the world, but if you don’t change your thoughts…
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So, you’ve planned the wedding and even decided on the location for the honeymoon. But, did you and your partner have multiple in-depth conversations about money before engagement? If not, then allow me to share 5 money conversations every couple should have before tying the knot. According to a SunTrust survey conducted online by Harris; of the 2,030 adults surveyed, ages 18 and older, 36% discussed finances with…
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Have you ever wondered how some people always manage to stay ahead financially, even when life hits hard? Well, you guessed it! Not only are they budgeting, but they are also using sinking funds. Now, you are probably trying to figure out what sinking funds are and how you can utilize them in your own finances. Don’t worry! I’m going…
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My husband and I were first introduced to the debt snowball method while taking Dave Ramsey’s Financial Peace class a few years ago at our church. After the method was explained, I wondered if it would actually be realistic enough for us to follow. Looking back, I don’t know why I ever doubted the debt snowball method. I can honestly…
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Do you believe that your spouse is hiding money? If so, then keep reading for 10 signs that your spouse is hiding money and how to manage it. What is Financial Infidelity? Financial infidelity within a marriage occurs when there is dishonesty between you or your spouse about money. Sometimes financial infidelity occurs because one spouse is trying to cover…
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Blueprint There are many moms (including myself), along with a few dads, who would love the opportunity to exit the rat race and stay home with their kids full-time. However; for many parents, this is only a dream. They just can’t seem to figure out a way to really make this happen. Since this is something I am currently working…
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